Maryland Financial Institutions Section 2-203
§ 2-203.
  (a)   The function of the Banking Board is advisory.
  (b)   The Banking Board shall give the Commissioner sound and impartial advice on:
    (1)   The approval or disapproval of applications by a banking institution and foreign banking corporation;
    (2)   How to protect the interests of the general public and of depositors and stockholders in banking institutions; and
    (3)   Any other matter concerning banking institutions or the business of banking in this State.
  (c)   If the Commissioner does not follow the advice of the Banking Board, the Commissioner shall send to the Banking Board a written statement of the reason for the action.