Maryland Financial Institutions Section 12-419

      (a)      The original buyer of a payment instrument may request a duplicate of the instrument if the request is:

            (1)      In writing; and

            (2)      If required by the licensee, accompanied by:

                  (i)      An affidavit that gives the reason for the request and states the facts relating to the loss of or other failure to produce the original payment instrument; and

                  (ii)      A personal indemnity bond or, if the total amount of the payment instruments for which a duplicate is requested is $150 or more, a lost instrument corporate bond instead of a personal indemnity bond.

      (b)      Each licensee shall issue or refuse to issue a duplicate payment instrument within 30 days after a request for the duplicate is made under this section.