Maryland Commercial Law Section 9-605

      A secured party does not owe a duty based on its status as secured party:

            (1)      To a person that is a debtor or obligor, unless the secured party knows:

                  (A)      That the person is a debtor or obligor;

                  (B)      The identity of the person; and

                  (C)      How to communicate with the person; or

            (2)      To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

                  (A)      That the person is a debtor; and

                  (B)      The identity of the person.