There is a newer version of the Maryland Code
Maryland Commercial Law Section 15-701
§ 15-701.
  (a)   In this subtitle the following words have the meanings indicated.
  (b)   "Consumer debt" means any debt arising from a transaction for consumer goods as defined in § 9-109 of this article.
  (c)   "Offset" means the seizure by a bank of personal property, belonging to a customer, in the bank's possession or under its control on deposit to settle delinquent debts.
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