There is a newer version of the Maryland Code
Maryland Commercial Law Section 12-632
§ 12-632.
  In connection with an installment sale agreement, a sales finance company may:
    (1)   Renew or extend the time for payment of any installment sale agreement or any installment; or
    (2)   Refund to the buyer, for subsequent repayment by him, the amount of any installment previously paid.
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