2009 Kentucky Revised Statutes Subtitle 17A. Health Benefit Plans 304.17A.230 Pre-existing condition exclusion in individual market -- Prohibition against use of genetic information -- Administrative regulations.
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304.17A-230 Pre-existing condition exclusion in individual market -- Prohibition
against use of genetic information -- Administrative regulations.
(1) A health insurer offering individual health benefit plan coverage in the individual
market in the Commonwealth shall not impose any pre-existing conditions <br>exclusions as to any eligible individual.
(2) Each health insurer offering individual health benefit plan coverage in the
individual market in the Commonwealth that chooses to impose a pre-existing <br>conditions exclusion on individuals who do not meet the definition of eligible <br>individual shall comply with the provisions of KRS 304.17A-220, which establishes <br>standards and requirements for pre-existing conditions exclusions for group health <br>plans, including crediting previous coverage, and certification of coverage. <br>Pregnancy may be considered to be a pre-existing condition.
(3) Genetic information shall not be treated as a pre-existing condition in the absence of
a diagnosis of the condition related to the information.
(4) The Department of Insurance shall promulgate administrative regulations necessary
to carry out the provisions of this section and KRS 304.17A-220.
Effective: July 15, 2010 <br>History: Amended 2010 Ky. Acts ch. 24, sec. 1219, effective July 15, 2010. --
Amended 2006 Ky. Acts ch. 253, sec. 3, effective July 12, 2006. -- Created 1998 Ky. <br>Acts ch. 496, sec. 5, effective April 10, 1998.
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