2009 Iowa Code
Title 13 - Commerce
Subtitle 1 - Insurance and Related Regulation
CHAPTER 518 - COUNTY MUTUAL INSURANCE ASSOCIATIONS
518.23 - CANCELLATION OR NONRENEWAL OF POLICIES -- NOTICE.

        518.23  CANCELLATION OR NONRENEWAL OF POLICIES --
      NOTICE.
         1.  Cancellation by insured.  A policy shall be canceled at
      any time at the request of the insured.
         2.  Cancellation by association.
         a.  Except as provided in paragraph "b", notice of
      cancellation is not effective unless mailed or delivered by the
      association to the named insured at least thirty days before the
      effective date of cancellation.
         b.  Notice of cancellation resulting from nonpayment of a
      premium or installment provided for in the policy, or provided for in
      a note or contract for the payment of such premium or installment, is
      not effective unless mailed or delivered by the association to the
      named insured at least ten days prior to the date of cancellation.
         c.  If a notice of cancellation under paragraph "a" or
      "b" fails to include the reason for such cancellation, the
      association, upon receipt of a timely request by the named insured,
      shall provide in writing the reason for the cancellation.
         3.  Nonrenewal by association.  A notice of intention not to
      renew is not effective unless mailed or delivered by the insurer to
      the named insured at least thirty days prior to the expiration date
      of the policy.  If the reason does not accompany the notice of
      nonrenewal, the association, upon receipt of a timely request by the
      named insured, shall provide the reason for the nonrenewal in
      writing.
         4.  Notice.  Service of notice under subsection 2 or 3 may be
      delivered in person or mailed to the insured at the insured's post
      office address as given in or upon the policy, or to such other
      address as the insured shall have given to the association in
      writing.  A post office department certificate of mailing shall be
      deemed proof of receipt of such mailing.  If in either case the cash
      payments exceed the amount properly chargeable, the excess shall be
      refunded to the insured.  

         Section History: Early Form

         [C66, 71, 73, 75, 77, 79, 81, § 518.23] 

         Section History: Recent Form

         2000 Acts, ch 1023, §39; 2001 Acts, ch 69, §35; 2003 Acts, ch 91,
      §47; 2009 Acts, ch 145, §35