2009 Iowa Code
Title 13 - Commerce
Subtitle 1 - Insurance and Related Regulation
CHAPTER 517 - EMPLOYERS LIABILITY INSURANCE
517.2 - TERMS DEFINED.

        517.2  TERMS DEFINED.
         The term "earned premiums" as used herein shall include gross
      premiums charged on all policies written, including all determined
      excess and additional premiums, less returned premiums, other than
      premiums returned to policyholders as dividends, and less reinsurance
      premiums and premiums on policies canceled, and less unearned
      premiums on policies in force.
         Any participating company which has charged in its premiums a
      loading solely for dividends shall not be required to include such
      loading in its earned premiums, provided a statement of the amount of
      such loading has been filed with and approved by the commissioner of
      insurance.
         The term "compensation" as used in this chapter shall relate
      to all insurances affected by virtue of statutes providing
      compensation to employees for personal injuries irrespective of fault
      of the employer.
         The term "liability" shall relate to all insurance, except
      compensation insurance, against loss or damage from accident to or
      injuries suffered by an employee or other person and for which the
      insured is liable.
         The terms "loss payments" and "loss expense payments" as
      used herein shall include all payments to claimants, including
      payments for medical and surgical attendance, legal expenses,
      salaries and expenses of investigators, and field personnel, rents,
      stationery, telegraph and telephone charges, postage, salaries and
      expenses of office employees, home office expenses, and all other
      payments made on account of claims, whether such payments shall be
      allocated to specific claims or unallocated.  

         [C24, 27, 31, 35, 39, § 9026; C46, 50, 54, 58, 62, 66, 71, 73,
      75, 77, 79, 81, § 517.2]