2009 Iowa Code
Title 13 - Commerce
Subtitle 1 - Insurance and Related Regulation
CHAPTER 514D - ACCIDENT AND SICKNESS INSURANCE POLICIES
514D.6 - LIMITATION ON DEFENSES.

        514D.6  LIMITATION ON DEFENSES.
         Notwithstanding section 514A.3, subsection 1, paragraph "b",
      subparagraph 2, or any contrary provision of chapter 514, if the
      issuer of the policy of accident and sickness insurance or subscriber
      contract elects to use a simplified application form, with or without
      a question as to the applicant's health at the time of application,
      but without any questions concerning the insured's health history or
      medical treatment history, the policy or contract must cover any loss
      occurring after twelve months from the date of issue of the policy or
      contract from any preexisting condition not specifically excluded
      from coverage by terms of the policy or contract, and, except as so
      provided, the policy or contract shall not include wording that would
      permit a defense based upon preexisting conditions.  

         [C81, § 514D.6]