2009 Iowa Code
Title 13 - Commerce
Subtitle 1 - Insurance and Related Regulation
CHAPTER 514A - ACCIDENT AND HEALTH INSURANCE
514A.5 - APPLICATION.

        514A.5  APPLICATION.
         1.  The insured shall not be bound by any statement made in an
      application for a policy unless a copy of such application is
      endorsed on the policy when issued as a part thereof or is furnished
      to the policyholder within thirty days after the policy is issued.
      If any such policy delivered or issued for delivery to any person in
      this state shall be reinstated or renewed, and the insured or the
      beneficiary or assignee of such policy shall make written request to
      the insurer for a copy of the application, if any, for such
      reinstatement or renewal, the insurer shall within fifteen days after
      the receipt of such request at its home office or any branch office
      of the insurer, deliver or mail to the person making such request, a
      copy of such application.  If such copy shall not be so delivered or
      mailed, the insurer shall be precluded from introducing such
      application as evidence in any action or proceeding based upon or
      involving such policy or its reinstatement or renewal.
         2.  No alteration of any written application for any such policy
      shall be made by any person other than the applicant without the
      applicant's written consent, except that insertions may be made by
      the insurer, for administrative purposes only, in such manner as to
      indicate clearly that such insertions are not to be ascribed to the
      applicant.
         3.  The falsity of any statement in the application for any policy
      covered by this chapter may not bar the right to recovery thereunder
      unless such false statement materially affected either the acceptance
      of the risk or the hazard assumed by the insurer.  

         Section History: Early Form

         [C54, 58, 62, 66, 71, 73, 75, 77, 79, 81, § 514A.5] 

         Section History: Recent Form

         2005 Acts, ch 70, §12
         Referred to in § 514D.3, 514D.7