2009 Iowa Code
Title 13 - Commerce
Subtitle 1 - Insurance and Related Regulation
CHAPTER 505 - INSURANCE DIVISION
505.24 - SALE OF POLICY TERM INFORMATION BY CONSUMER REPORTING AGENCY.

        505.24  SALE OF POLICY TERM INFORMATION BY CONSUMER
      REPORTING AGENCY.
         1.  For purposes of this section, unless the context otherwise
      requires, "consumer reporting agency" means any person that for
      monetary fees, dues, or on a cooperative nonprofit basis regularly
      engages in whole or in part in the practice of assembling or
      evaluating consumer credit information or other information on
      consumers for the purpose of furnishing consumer reports to third
      parties and that uses any means or facility of interstate commerce
      for the purpose of preparing or furnishing consumer reports.
         2.  A consumer reporting agency shall not provide or sell data or
      lists that include any information that in whole or in part was
      submitted in conjunction with an insurance inquiry about a consumer's
      credit information or a request for a credit report or insurance
      score.  Information submitted in conjunction with an insurance
      inquiry about a consumer includes, but is not limited to, the
      expiration dates of an insurance policy or any other information that
      may identify time periods during which a consumer's insurance may
      expire and the terms and conditions of the consumer's insurance
      coverage.
         3.  The restrictions provided in subsection 2 do not apply to data
      or lists supplied by a consumer reporting agency to an insurance
      producer from whom information was received, the insurer on whose
      behalf such producer acted, or such insurer's affiliates or holding
      companies.
         4.  This section shall not be construed to restrict any insurer
      from being able to obtain a claims history report or a motor vehicle
      report.  
         Section History: Recent Form
         2003 Acts, ch 91, §3

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