2005 Idaho Code - 41-2206 — "BLANKET DISABILITY INSURANCE" DEFINED

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 22
                         GROUP AND BLANKET DISABILITY
                                  INSURANCE
    41-2206.  "BLANKET DISABILITY INSURANCE" DEFINED. "Blanket disability
insurance" is hereby declared to be that form of disability insurance covering
groups of persons as enumerated in one of the following subdivisions.
    (1)  Under a policy or contract issued to any common carrier or to any
operator, owner or lessee of a means of transportation, who or which shall be
deemed the policyholder, covering a group defined as all persons or all
persons of a class who may become passengers on such common carrier or such
means of transportation.
    (2)  Under a policy or contract issued to an employer, who shall be deemed
the policyholder, covering the employer and all employees, dependents or
guests, defined by reference to specified hazards incident to the activities
or operations of the employer or any class of employees, dependents or guests
similarly defined.
    (3)  Under a policy or contract issued to a school, or other institution
of learning, camp or sponsor thereof; or to the head or principal thereof, who
or which shall be deemed the policyholder, covering students or campers.
Supervisors and employees may be included.
    (4)  Under a policy or contract issued in the name of any religious,
charitable, recreational, educational, or civic organization, which shall be
deemed the policyholder, covering participants in activities sponsored by the
organization.
    (5)  Under a policy or contract issued to a sports team or sponsors
thereof which shall be deemed the policyholder, covering members, officials
and supervisors.
    (6)  Under a policy or contract issued in the name of any volunteer fire
department, first aid, or other such volunteer group, or agency having
jurisdiction thereof, which shall be deemed the policyholder, covering all of
the members of such fire department or group.
    (7)  Under a policy or contract issued to cover any other risk or class of
risks which, in the discretion of the director may be properly eligible for
blanket disability insurance. The discretion of the director may be exercised
on an individual risk basis or class of risks, or both.