2009 California Insurance Code - Section 1874.90 :: Article 4.6. Auto Insurance Fraud Crisis Areas

1874.90.  The commissioner may declare any region of the state as an
auto insurance fraud crisis area upon making a finding that auto
insurance fraud is endemic to the area. That declaration of an auto
insurance fraud crisis area shall be in effect for not more than two
years, unless extended or renewed by the commissioner. Auto insurance
fraud is endemic to an area if the commissioner determines that
organized automobile fraud activity exists in the area and
contributes significantly to the cost of automobile insurance in that
area.