TERRANCE BROWN V MICHIGAN MILLERS MUT INS CO
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STATE OF MICHIGAN
COURT OF APPEALS
TERRANCE BROWN,
UNPUBLISHED
February 8, 2002
Plaintiff/Counter-Defendant/
Appellee,
v
MICHIGAN MILLERS MUTUAL INSURANCE
COMPANY,
No. 225207
Wayne Circuit Court
LC No. 97-724551-NF
Defendant/Counter-Plaintiff,
and
MICHIGAN MILLERS MUTUAL FIRE
INSURANCE COMPANY,
Defendant/Counter-Plaintiff/ThirdParty Plaintiff/Appellant,
and
LINDA BROWN,
Third-Party Defendant/Appellee.
Before: White, P.J., Whitbeck, C.J., and Holbrook, Jr., J.
PER CURIAM.
Defendant Michigan Millers Mutual Fire Insurance Company appeals as of right from the
order granting plaintiff Terrance Brown’s motion for summary disposition. We affirm.
I. Basic Facts And Procedural History
Brown suffered a spinal cord injury in a collision between a stolen van and another
vehicle. Although Brown claimed that he was a pedestrian at the time of the accident, Michigan
Millers refused to pay no-fault benefits under its policy issued to Brown’s mother because, it
said, the evidence indicated that Brown actually had participated in a shooting and was fleeing
the crime scene in the van at the time the accident occurred. The trial court granted Brown’s
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motion for summary disposition, holding that he was entitled to personal injury protection (PIP)
benefits as a matter of law, regardless of whether he had participated in the shooting and was a
passenger in a stolen vehicle.
In its brief on appeal, Michigan Millers first urges us to consider whether a crash
involving a stolen van used in a drive-by shooting constitutes using a motor vehicle “as a motor
vehicle” within the meaning of MCL 500.3105(1). Second, Michigan Millers contends that its
policy with Brown’s mother did not contemplate coverage for bodily injury arising out of these
facts. Third, Michigan Millers asks us to reverse the trial court’s decision on “public policy”
grounds. Essentially, Michigan Millers contends that the Legislature intended only “victims” of
a motor vehicle accident to receive no-fault benefits and Brown, a criminal, cannot be viewed as
a “victim.”
II. Standard Of Review
This Court reviews de novo a trial court’s decision to grant or deny a motion for
summary disposition.1
III. Legal Standard For Summary Disposition
The trial court did not specify which subsection of MCR 2.116 permitted summary
disposition in this case. However, because the parties presented deposition testimony to
establish the underlying dispute concerning Brown’s alleged criminal activities at the time of the
accident, we infer that the trial court granted summary disposition pursuant MCR 2.116(C)(10).2
A motion for summary disposition under MCR 2.116(C)(10) tests whether there is factual
support for a claim.3 When deciding a motion for summary disposition under MCR
2.116(C)(10), “the trial court considers the affidavits, pleadings, depositions, admissions, and
other documentary evidence in the light most favorable to the nonmoving party to determine
whether a genuine issue of any material fact exists to warrant a trial.4 The nonmoving party
cannot simply rest on allegations or denials, but must present evidence showing that a material
issue of fact is in dispute requiring resolution at trial.5 However, in examining the evidence to
see if there is a dispute, the court may not weigh the evidence’s credibility or make factual
findings.6 In the end analysis, summary disposition is appropriate if the documentary evidence
1
Spiek v Dep’t of Transportation, 456 Mich 331, 337; 572 NW2d 201 (1998).
2
See Travis v Dreis & Krump Mfg Co, 453 Mich 149, 183-184; 551 NW2d 132 (1996) (Boyle,
J.).
3
Spiek, supra.
4
Ritchie-Gamester v City of Berkley, 461 Mich 73, 76; 597 NW2d 517 (1999); see also MCR
2.116(G)(5).
5
Smith v Globe Life Ins Co, 460 Mich 446, 455, n 2; 597 NW2d 28 (1999), citing MCR
2.116(G)(4).
6
Manning v Hazel Park, 202 Mich App 685, 689; 509 NW2d 874 (1993).
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establishes “that there is no genuine issue in respect to any material fact, and the moving party is
entitled to judgment as a matter of law.”7
IV. Analysis
At oral argument, Michigan Millers’ attorney conceded that there was no question of
disputed material fact on the record that would make the trial court’s decision erroneous. The
only argument Michigan Millers wished to pursue was its contention, essentially, that Brown
should not be allowed to recover no-fault benefits in this case because he was not a victim. If
this Court affirms, Michigan Millers argues, the Court “would be opening the floodgates for all
participants in drive-by-shootings and like crimes to recover damages should they become
injured while fleeing the scene,” thus forcing insurers to pay for the risk of crimes they did not
intend to insure and increasing costs for law abiding citizens.
This hyperbole is dramatic. It is also directed at the wrong branch of government.
Michigan Millers has identified a social problem that should be addressed. However, the
Legislature is the proper body to take action, as it did when passing a statutory exception to nofault benefits for individuals who are injured in an accident while using a motor vehicle or
motorcycle which the individual had taken unlawfully.8
Affirmed.
/s/ Helene N. White
/s/ William C. Whitbeck
/s/ Donald E. Holbrook, Jr.
7
Quinto v Cross & Peters Co, 451 Mich 358, 362; 547 NW2d 314 (1996).
8
See MCL 500.3113(a).
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