CHINITA ROBINSON V MICHIGAN MUTUAL INS CO
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STATE OF MICHIGAN
COURT OF APPEALS
CHINITA ROBINSON,
UNPUBLISHED
January 4, 2000
Plaintiff-Appellant,
v
MICHIGAN MUTUAL INSURANCE
COMPANY, a/k/a AMERISURE COMPANIES,
No. 210443
Wayne Circuit Court
LC No. 97-716311 NF
Defendant-Appellee.
Before: Saad, P.J., and McDonald and Gage, JJ.
MEMORANDUM.
Plaintiff appeals as of right the order granting defendant’s motion for summary disposition in this
no fault insurance action. We affirm. This appeal is being decided without oral argument pursuant to
MCR 7.214(E).
On June 22, 1996, plaintiff was a passenger in an uninsured automobile that was involved in a
traffic accident. Plaintiff applied to the Assigned Claims Facility for no fault insurance benefits, stating
that she resided at 252 Beechwood in River Rouge, and that she had no available no fault coverage
through anyone in her household.
Plaintiff’s claim was assigned to defendant. In a deposition taken in this action, plaintiff testified
that on the date of the accident, she lived with her father and stepmother at 15171 Harrison in Romulus.
Plaintiff testified that she never lived at her grandmother’s house at 252 Beechwood, and only used it as
a mailing address. Plaintiff acknowledged that the inconsistent declarations in her application and
affidavit were erroneous. Defendant moved for summary disposition, asserting that plaintiff had
coverage available through a no fault policy issued to her stepmother at the time of the accident. The
stepmother provided an affidavit stating that she had no fault insurance, and that plaintiff resided in her
household at the time of the accident. The trial court granted defendant’s motion.
Plaintiff asserts that the court erred in granting summary disposition because plaintiff’s
inconsistent testimony in this case and another third party action raises a genuine issue of fact regarding
her actual place of residence. We disagree. A party may not create an issue of fact by submitting an
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affidavit that contradicts her deposition testimony. Atkinson v Detroit, 222 Mich App 7, 11; 564
NW2d 473 (1997). A plaintiff’s deposition testimony, given in a clear, intelligent, and unequivocal
manner, is binding in the absence of an explanation, even though it contradicts allegations in the
complaint. Henderson v Sprout Brothers, Inc, 176 Mich App 661, 670; 440 NW2d 629 (1989).
Plaintiff clearly testified in this matter that she resided with her father and stepmother at the time of the
accident. There is no genuine issue of material fact regarding her residence. Plaintiff was required to
seek no fault benefits from her stepmother’s insurance carrier, as provided by MCL 500.3114(1);
MSA 24.13114(1).
Affirmed.
/s/ Henry William Saad
/s/ Gary R. McDonald
/s/ Hilda R. Gage
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