GERALDINE ESSY V ALLSTATE INSUR
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STATE OF MICHIGAN
COURT OF APPEALS
GERALDINE ESSY,
UNPUBLISHED
February 17, 1998
Plaintiff-Appellant,
v
No. 195427
Oakland Circuit Court
LC No. 95-492697 NF
ALLSTATE INSURANCE COMPANY,
Defendant-Appellee.
Before: Michael J. Kelly, P.J., and Fitzgerald and M.G. Harrison*, JJ.
MEMORANDUM.
In this action for no-fault insurance benefits, a jury awarded plaintiff both wage loss and
allowable expense damages. The trial court, however, after the jury rendered its verdict, granted
defendant’s reserved motion for directed verdict on the wage loss claim, in effect granting judgment
n.o.v. on that issue. Plaintiff appeals that determination as of right. This appeal is being decided without
oral argument pursuant to MCR 7.214(E). We affirm.
Plaintiff ’s testimony was that, after the accident, she was physically weakened and in pain and
that this interfered with her ability to conduct her vocation as a commissioned salesperson for a dental
supply company. However, in the year after the accident, plaintiff drove the same number of miles
calling on her customer base as she had in years before the accident. Her testimony was that she might
have been able to develop new customers by working additional hours compared to her normal
workday.
The Michigan No Fault Act does not allow compensation for loss of earning capacity.
Ouellette v Kenealy, 424 Mich 83, 85; 378 NW2d 470 (1985). Under § 3107(1)(b) of the Insurance
Code, an injured person may be entitled to work loss benefits to compensate them for income they
would have received but for the accident. Marquis v Hartford Accident & Indemnity (After
Remand), 444 Mich 638, 645-647; 513 NW2d 799 (1994). Here, since plaintiff was able to make
the same number of calls on the same customer base as she had in previous years, as objectively
* Circuit judge, sitting on the Court of Appeals by assignment.
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measured by the mileage driven and reported on her federal income tax return as an employee business
expense, any income differential is attributable to market conditions, since she did the same amount of
work as she did in previous years. While plaintiff, as a result of the accident, may have been hampered
in working additional hours to develop new customers, she had not done so in previous years since that
would have required the driving of additional miles to make further sales calls; any loss of that nature is
one of earning capacity and not of wages. Accordingly, the trial court properly granted defendant’s
motion for judgment notwithstanding the verdict.
Affirmed.
/s/ Michael J. Kelly
/s/ E. Thomas Fitzgerald
/s/ Michael G. Harrison
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