Smith et al v. US Bank, National Association, No. 4:2013cv02578 - Document 21 (S.D. Tex. 2014)

Court Description: OPINION and ORDER granting 5 Motion to Dismiss.(Signed by Judge Melinda Harmon) Parties notified.(rhawkins, 4)

Download PDF
IN THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF TEXAS HOUSTON DIVISION DAVID SMITH AND MICHELLE SMITH, § § Plaintiffs, § § VS. § § US BANK, NATIONAL ASSOCIATION, § § Defendant. § CIVIL ACTION H-13-2578 OPINION AND ORDER Pending before the Court in the above referenced cause to recover real property are Defendant US Bank, National Association s motion to dismiss (instrument #5) and United States Magistrate Judge s memorandum and recommendation that it be granted and that Plaintiffs original petition be dismissed with prejudice (#17). Plaintiffs David Smith and Michelle Smith have not filed any objections to the memorandum and recommendation. Standard of Review Where no timely objections are filed to a magistrate judge s memorandum and recommendation ( M&R ), the district court reviews for plain error. The district court only has to review the memorandum and recommendation to determine whether it is clearly erroneous or contrary to law. United States v. Wilson, 864 F.2d 1219, 1221 (5th Cir. 1989), cert denied, 492 U.S. 918 (1989). Failure to file timely objections bars the aggrieved party from attacking factual findings on appeal, and, absent plain error, from -1- attacking conclusions of law on appeal. Proctor v. U.S., Civ. A. No. H-06-2110, 2007 WL 2471606, *3 (S.D. Tex. Aug. 29, 2007), citing Thomas v. Arn, 474 U.S. 140, 149 (1985); Ware v. King, 694 F.2d 89 (5th Cir. 1982), cert. denied, 461 U.S. 930 (1983); Nettles v. Wainwright, 677 F.2d 404, 408 (5th Cir. 1982)(en banc); and Douglas v. United States Auto Ass n, 79 F.3d 1415, 1429 (5th Cir. 1996), superceded by 636(b)(1)(extending statute the time on to other file grounds, objections 28 U.S.C. from ten § to fourteen days). Court s Decision Because the Court agrees with the Magistrate Judge that as a matter of law the four-year residual statute of limitations under Texas Civil Practice & Remedies Code § 16.051 bars Plaintiffs claims that their home equity loan violated several provisions of the Texas Constitution Art. XVI, § 50(a)(6) under the Fifth Circuit s decision in Priester v. J.P. Morgan Chase Bank, N.A., 708 F.3d 667, 674 (5th Cir.), cert. denied, 134 S.Ct. 196 (2013) and progeny. The Court also agrees with United States Magistrate Judge Stacy that Plaintiffs breach of Deed of Trust is additionally by § 16.051's residual four-year statute of limitations. Phelps v. U.S. Bank Nat. Ass n, Civ. A. No. 2:13-CV-361, 2014 WL 991803, at *4, the Court hereby ADOPTS the Magistrate Judge s memorandum and recommendation as its own and -2- ORDERS that US Bank National Association s motion to dismiss is GRANTED and Plaintiffs Original Petition is DISMISSED with prejudice. A final judgment will issue by separate document. SIGNED at Houston, Texas, this 14th day of August , 2014. ___________________________ MELINDA HARMON UNITED STATES DISTRICT JUDGE -3-

Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.