The Victoria Select Insurance Company v. RCVR Logisitics Corp. et al, No. 1:2011cv23976 - Document 40 (S.D. Fla. 2012)
Court Description: AMENDED ORDER Granting 25 Motion for Summary Judgment; Case is Closed. Signed by Judge Patricia A. Seitz on 11/15/2012. (ls)
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The Victoria Select Insurance Company v. RCVR Logisitics Corp. et al Doc. 40 U N I D STA TES DI TE STR I C O U R T CT SOUTHERN DI STRI OF FLORI CT DA CASE NO .11 23976- V- TZ/ M ONTON C1 SEI Sl THE VI CTORI SELECT I A NSURANCE C OM PA N Y , Pl i if antf, RCVR LOGI CS CORP.eta1, STI , . De e nt. f nda s / A M EN DE D O RD ER G M N TI G M O TI N FO R SU M M A R Y JU D G M EN TI N O THI M ATTER i be or t Cour o Pli if sM oton f Fi lSumm a y J m e S s f e he t n antf ' i or na r udg nt ( 25) whiht Cour wilas c i rasaM otonf Fi lDea tJ DE- , c he t l lo onsde i or na ful udgmentagans it Defnda RCVR LogitcsCor ( e nt si p.RCVR) Pl ntf ssngec c ants ksa . ai if i l ount ompli ee d caaoyj d me td tr nigt a Plitf d e n th v ad t t d fn o i d mn f e lrtr u g n ee mi n h t an if o s o a e u y o e e d r n e iy RCVR fom t cli sa s red a i ti by De e ntPa r i t unde l ng sa ecour r he am s e t gans t f nda ra n he ryi tt t lws t RCVR i i de a ta hasnotr s a ui. s n f ul nd e ponde t t M oto f Fi lSum mar J d o he i n or na y udgmen . t M or ove ,Par c e r ra once st M oton bec us t r a e no is ofm a e i f c co r ng de he i a e he e r s ues t ral a t nce ni cove a See D Er ge. 35.Bec us t r a e no i s ofm a e i lf c , he M oton f Fi a e he e r s ues tra a t t i or nal Sum m a y Judg e i g a e r m nt s r nt d. 1. U ndi ed M at alFact sput eri s Dee f ndantPa r f l d a one c r a ie ountc pl i f ne i nc a i tRCV R i Fl r da s a e om a nt or glge e ga ns n oi tt co t ( 12. Tha c antalgest t onJ nua y1 201 Pa r wa usngad i r ur. DE- - ) t ompli le ha, a r 5, 1, ra s i elvey tuck owned by RCV R,t de i ra m a t e son be l ofR CVR , he t dooroft t uc r o lve tr s ha f w n he he r k l ' am endm entchanges t w or dpar a' t tRCVR ' i t l tlne oft on page 6. 'he I he d t r 'o S ' n he as i ext Dockets.Justia.com sa d s o Para' ha a c us hi lR t lmme hut n r s nd nd r hed s e humbandtng r .1 Pa r s dRCVR s e s (d) ra ue f neg i nty f ii t m a nt i t t uc c e t ng a da r c or lge l a lng o i a n he r k, r a i nge ous ondii pe m itng t tuc ton, r ti he r k t x i br ke f lngt w a n oft t c sc ton, nd f ii t a r t a i bl o eman o n, aii o r he nz k' ondii a alng o dhe e o pplca e r esandrgultons (d. ul e ai . 1 4 Pl i i fi s a Fl i Busne sA ut Polc t RCV R f t pe i be nni Apr l a ntf s ued orda i s o iy o or he r od gi ng i 1 , 01 a de igAp i 1 20 1 ( 1 1) Th p lc c nan t f lo n pr vso : 2 2 0 n ndn rl 2, 1 . DE- - . e o iy o tis he ol wi g o iins SECTI 1 -LI BI TY COVERAGE ON 1 A LI A . OV ER AG E C W e w ilpa a1 s s a i ur d l aly m us pa a da age ,o he t n punii or l y 1 um , n ns e eg l t y s m s t r ha tve e e lr d ma e , e a s o b dl ij r o p o ryd ma et whc ti i s rn e x mpay a g s b c u e f o iy nu y r rpe t a g o ih h s n u a c a i s c us by a ac de a r s tng f om t owne s p, a nt na orus ofa pple , a ed n ci nt nd e uli r he r hi m i e nce e c r a o. ove ed ut B.EX CLU SI S ON Thi i ur nc doesnota y t an oft f l i s ns a e ppl o y he olow ng: 4.EM PLOY EE I D EM NI CA TI A N D EM PLO Y ER S LI BI TY N FI ON A LI Bodl lj r t i n u y o: y a . An empl e ofa i ur d a ii ou ofa i t cour eofe pl e tbyt oye ny ns e rsng t nd n he s m oym n he i u e or ns r d; b. Pe f m i t dutesr a e t t co ror ng he i elt d o he nduc oft i ur sbusne s or t he ns ed' i s ; Thes pous ,c l pa e ,br t rorsse oft te pl e a aco eque eof e hid, r nt o he it r ha m oye s ns nc pa a a a.a r gr ph bove. Thi e us on a i ' s xcl i pples . W he he t i ur d m a be la e as a e pl rori a o he ca ciy; t r he ns e y i bl n m oye n ny t r pa t a nd To a oblga i t s r da a s w ih orr pa s eone e s who m us ny i ton o ha e m ge t e y om le t p yd ma e b c u eo teij r a n g s e a s f h nu y. 2 Bu ti e cu in d e n t p yt b dl ij r t d me tce o e sn te tte t t h s x l so o s o a pl o o i nu y o o si mply e o n i d o y l wo ke s co pe a i be ft ort la lt asum e by t i ur unde a i u ed r r ' m ns ton neis o ibiiy s d he ns ed r n ns r contact ... r . ( 1 1a 11 1 ) Thepolc i l est f lwi dei tons DE- - t - 2. iy ncud he olo ng tnii : SECTI V -D EFW I ON S ON TI Empl ei l sl a e wo ke sa t mpor r wo ke s oye ncude e s d r r nd e ay r r . H. I ur d m e nsa pe s oror ni ton qualf ng a a i ur d i t W ho l ns e a ny r on ga za i iyi s n ns e n he s An I ur pr son oft a iabl co r ge. ns ed ovii he pplc e ve a **+ R. Te mpor r W or rm e nsaper o who i f nihe t you t s tt ef a ay ke a sn s ur s d o o ubsiut or pe ma n e pl e o l a ort m e ts s lo s tt r wor oa r ne t m oye n e ve o e ea ona r hor-e m kl d c tons. m por r w o ke a s m e nsaperon oror ani ton who ondii Te a y r r lo a s g zai c tace o a e d wih you t pr det you goodsors r c i c on r td r gr e t o ovi o e vies n onne i n cto wih yourbusne saci te . t i s tvii s ( 1 1a 1 - ) DE- - t 820. RCVR wasowne a ma ge byLi Va Rhyn.( nRhynDe 6:5- ) The d nd na d nda n Va p. 1 20. busne sofRCVR wa t delve m atesest c t e son be fofSeec Comf t (d. t i s s o i r tr s o usom r hal l t or. 1 a 1 1 ) Ac r ngt Va Rhyn, rawasa e o ofRCVR.(d.a 7:4- 6. Va Rhyn 9:4. co di o n Par n mplyte I t 1 1) n die t d Pa a a t whe hehad t pi k up t m ates e e r y a wha hi r ewoul be r c e n' s o n o c he tr s s ve yda nd t s out d e r y.(J, 9: 1 2;1 21 11: ) Pa r onl dei rdmatese f RCVR,hetuc he veyda f at 24- 0: 0: - 4. ra y lvee tr s s or t r k usdwa o e b RCVR, n h d dn th v t p o iea ytol t d t j b.(d. t1 :e s wn d y a d e i o a e o r vd n o s o o he o I a 17 1 ;1 :5 2 ) Par d dn t e da dd dn trc iea ys e ilr ii frt ej b (d a 1 l1 - 2. ra i o n e n i o e ev n p ca tanng o h o . 1 t 1 6- 6: ) RCVR wa rs i ef pr di gas i f t tuc andf mai ena eof 5: 1 3. s e ponsbl or ovi ng olne or he r k or nt nc t tuc (d.a 1 9- ) Par waspada adal rt o $1 pe da r r es ofhow he r k. 1 t 2: 22. ra i t iy ae f 00 r y,egadl s ma hour hewoked.Ld.a 1 1 1 5. Hewa padby c c e r t we ks (d.a ny s r l t 3:6- 4: ) s i he k vey wo e . 1 t 1 : 11) Par wor df RCVR f a oxi tl amont ormont a ahaf (d.a 21: 46- . ra ke or or ppr maey h h nd l. 1 t 20- 2 . At h e o t ey a, 5) t e nd f h e rRCVR is e Par a1 9 (d a 211 - 9) su d ra 0 9. 1 . t :1 1 . l . Sum m ar Judgm e St 1 y nt andard S mmayj d me t sa p o raewhe çhep e dn s. .ho t a te ei n g n i e u r u g n i p r p it n s la ig . s w h t h r s o e u n t is ea t a ymaeil a ta dt tt mo i pat i e tte t aj g n a amatro su s o n tra fc n ha he vng ry s n ild o ud me t s te f lw. An e s nv Lie t Lo b , n .4 7U. 2 2 2 7( 9 6 ; a ' d r o . b ry b y I cs 7 S. 4 , 4 1 8 ) HCA He lhSev . fGa, n . ' at r s o .l c v Emplye sHealhI .Co.240F. 982,991( t Ci.2001.Onc t movi pa t . o r t ns , 3d 11h r ) e he ng ry de onsr est a e e ofa ge ne i s ofm at r a f c , he non- ovi pa t m us dc e m tat he bs nc nui s ue eil a tt m ng ry t i om f wa dw ih tpe ii f t s or r t s c fc ac s howi t tt r i age neis f til''M at s t Elc ng ha he e s nui s ue or ra .' su hia e . l du .Co.v. nihRadi Cor , U. 574,587( 986)( ig Fed.R. v.P.56( ) The n s Ze t o p.475 S. 1 quotn Ci e). Cou tmus vi w t r or a a1 f cua i er nc t r fom i t lg m os f vor bl t t r t e he ec d nd 1 a t l nf e es he e r n he i ht t a a e o he no m ovi pa t a de dewhehe Sthe e de epr ent as fcintdia ee ntt nng ry nd ci t r ét vi nc es s ufi e s gr me o rq ies b si nt aj yo wh t e i i s o e sd dta o epat mus p e al samatr e ur u miso o ur r eh r t s o n -ie h t n ry t rv ia te oflw.' Ale v T onFoods I ,1 F. 6 6 ( 1hCi.1 ( igAnde s 477 a '' ln . ys , nc. 21 3d 42, 46 1 t r 997) quotn r on, U. a 25152). S. t - ) I o p sn amoinf rs mmayj d me tt en n mo n p ryma n t eys ey n p o ig to o u r u g n ,h o - vig a t y o r l oll on t pladi ,butmus s he e ngs t how by a fdavis de ii ,a wer t i t rog t i ,a fi t, postons ns s o n e r a ores nd a iso t ts cii f c se s de onsr tng age ne is f ti . SeeFe R. v. dm s i ns ha pe fc a t xit m ta i nui s ue or ral d. Ci P. 5 () () s eas Ceoe Cop. . tet4 7U. 31 , 2 ( 9 6 .A meeG cn il'o 6 c, e ; e lo l tx r v Car t, 7 S. 7 3 4 1 8 ) r t itl ' f s a e denc s vi e uppori t opposngpa t sposton wilnots fce;i t d,t r mus bea tng he i ry' ii l ufi nsea he e t s fi in s o ngt a t ej r c udra o a l tn f rta p ry An e s n 4 7U. a 25 u tce t h wi h t h u y o l e s n by i d o h t a t. d r o , 7 S. t 2; s ealo Wale v Dar y, 1F. 1 1 ( 1hCi.1 . e s k r . b 91 2d 573, 577 1 t r 990) 4 11 D i si 1. scus on Plitf mo e f rs mma yj g n b c us P ra' cam a ans RCVR i anif v s o u r ud me t e a e ar s li g i t s s ii a l e l d fom c r geunde t polc pec fc ly xc ude r ove a r he iy.Pl i ifas e t t tt l ngua oft antf s rs ha he a ge he p l ye ld sfo c v r g b dl ij r t a d mply eo ( oi xcu e r m o e a e o iy nu y o n ç o e f RCVR)aiig o to a di t e c e rsn u f n n h c s ofe oy e by t i ur d. Thus be us Pa r ssa ec tc our e mpl m nt he ns e ' ' , ca e ra' t t our ompl n ale t t ait lges ha P rawa ij rdwh l wo kngo b hafo RCVR, an ifi e tte t e tyo ad ca ao y ar s nu e ie r i n e l f Plitf s nild o nr f e lrtr j d me tfn i gt a P an ifh sn d t t d fn o i e iyRCVR i Par ' saec u' u g n id n h t litf a o uy o ee d r nd mn f n ra s tt o l t a ton, ci An i ur r sdut t de e ag ns a lga a ton mi e fo t a l a i nsi t ns e ' y o f nd ai t e l c i s s r m he leg to n he u eryi c ant Hi nsv St eFar Fie& Cas t Co.894 So. 5,1 ( a 2004) nd l ng ompli . ggi . at m r ual y , 2d 0 Fl. . Thus i t a l g i nsi t u ryi co antdo no brng t c am wihi t c r ge of , f he le ato n he nde l ng mpli t i he l i t n he ove a t polc t i ur nc c he i y, he ns a e ompa doesnotha a d yt de end.Aut owne sI ur e Co.v ny ve ut o f or ns anc . Mar nDev lpme Cor ,805So.2d888,891( a. DCA 2001 .l t r i nodut t vi eo nt p. F1 2d ) f hee s yo d end, he e i no co r pondi dut t i mniy bec us t dut t i m niy i na r r ef t r s res ng y o nde f a e he y o nde f s rowe t a ted t t d f n .Ese I s r nc Co v Bi T p o a , n . 5 So 3 1 2 ( a 2 h n h uy o ee d sx n u a e . . g o fT mpa I c, 3 . d 2 4 Fl. d DCA 201l.Howe r a doubta t dut t dee mus ber ol i fvoroft ) ve , ny bout he y o fnd t es ved n a he i ur Am e i u e I su anc Co.v G ol Coas M ar ne D i t i or ,l . 771 So. 579,580ns ed. rs r n r e . d t i s r but s nc , 2d 81( a. hDCA 2000) Fl 4t . Th saec u'c mpan alg sta wh n h wa ij r d Par wa d o ii e tt o l o lit le e h t e e s n u e , ra s k vdng t pr s r ce ' f RCVR a wa C i adei ytuc owne by De e ntRCVR. Ba ed on e vi s' or nd s t ng us lver r k d f nda ' s ' t e a l to a t t s i ony ofRCV R ' ow ne , a Rhyn, ai ifa guest tPa r was hes lega i ns nd he e tm S rV n Pl ntf r ha r a a e pl e ofRCV R a t ,notc r d by Pl i if spolc U nde Fl i l w , o n m oye nd hus ove e a nt f i y. r or da a t deer ne whet rape s i a e pl eora i pe ntc r c o , a c tc i r t t mi he r on s n m oye n nde nde onta t r our ons de s he f l i f c or : olow ng a t s ()t e e ofc r whih, t a r e ntt matrma e cs o rt deais a he xtnt ontol c by he g e me ,he se y xerie ve he t l oft wor he k; ( )wh te o n tteo ee ly di e a e i adsid o c p to o b i e s b eh r r o h n mpo e s ng g d n itn c u ain r usn s ; ()t ki ofoc pai wihr ee et wheher i t l lt t wo ki us ly c he nd cu ton, t efrnc o t ,n he ocaiy,he r s ual doneunde t dieci oft empl rorby a s ci itwihouts vii r he r ton he oye pe als t uper son; ()t es il e uie i t ep riua o c pain d h k lrq rd n h a t lr c u to ; c ()whehe t e oye ort wor ns ist i tume aii ,t s a t e t r he mpl r he kma upple he nsr ntltes ool, nd he pl c ofwor f t pe s doi t wor ae k or he r on ng he k; ( t lngt oftmef whiht pe s i e oye 9 he e h i or c he ron s mpl d; ( )temeho o p y n , eh rb t t o b tej b; g h t d f a me t wh te y he i r y h o me ( )wh te o n ttewo k i apa'o t rg lrb sn s o t ee o e; h eh r r o h r s l f he e u a u ie s f h mply r t ()whehe ornott pa tesbeivet yaece tngt rltons pofmatra i t r he ri le he r rai he eai hi se nd s r nt a e va ; nd ()wh t e t p i cp l so i n t nb sn s. eh r he rn ia i r s o i u ie s KaneFur t eCop.v M ianda,506So.2d 1 ,1 ( a. DCA 1 .Pl ntf a srs niur r . r 061 063 F1 2d 987) ai if se t, a t Cour agr e ,t tt s f c or we g i f voroffndi t tPa r wasan e oye of nd he t e s ha he e a t s i h n a i ng ha ra mpl e RCVR. RCVR con r ld Pa r swor b gvi hi hi r e e c da . Par a w a notenga d tole ra' k y i ng m s out a h y r s ge i a ditnctoc n si cupai a delve yofm ate s di notr quie as i ls ora s c a ton nd i r tr s es d e r pec ait ny pe i l s ls RCVR s i d a m ant i t tuc us d by Pa r . Pa r w a pad by t da not kil . upple nd i aned he r k e ra ra s i he y, pe j b.Deiei mate s swa RCVR' b sn s .Va Rh n,h o e o RCVR, eiv d ro lv rng trs e s S u ie s n y t e wn r f b le e t tPa r wasa empl ,nota i pe ntc r c or RCVR wa i busnes . Thus ha ra n oyee n nde nde onta t . sn i s , al ta1 oft f c or wei i f vo offndi t tPa r wasa e oy ofRCVR . mos 1 he a t s gh n a r i ng ha ra n mpl ee Acc di y,bec us Par wasa empl eofRCVR a t tmehewa ij e Pl ntf s or ngl a e ra n oye the i s n urd, ai if polc e udesPar sij yfo c r ge.Consque l Pli ifdoe notha ad yt iy xcl ra' n ur rm ove a e nty, antf s ve ut o defnd o i m niy RCVR i t unde l ng sae c taci . e r nde f n he ryi tt our ton 6 A cc di y, ti or ngl i s ORD ERED t t ha . Pli ifsMotonf Fi lSu antf i or na mmar J y udgment( 25 i GRANTED. DE- j s Al m o i notot r s nze upon a eDENI a moot 1 tons he wie l d r ED s . Th Co r wile tras p rt fna j dg n . e u t l ne e aae i lu me t Thi c e i CLO SED . s as s D N ad R E E iMi ,lrati 1 dy f oe e 21. O E n O D R D n a Foi , s * aoN vmbr 02 mi d h , >, PA TRI CI A .SEI TZ UN I TED ATES D I STRI J CT c c: A1 Couns lofRe or l e c d GE
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