Electric Power Systems International, Inc. v. Zurich American Insurance Co., No. 16-3927 (8th Cir. 2018)
Annotate this CaseThe Eighth Circuit affirmed the district court's grant of summary judgment to Zurich, holding that the district court did not err in concluding that the commercial general liability policy issued by Zurich to EPS did not provide coverage for damage EPS caused to an electrical transformer while working on it. In this case, the "particular part" exclusion applied and there was no coverage for the claimed damage, because the damage to the coil at issue was caused by EPS's incorrect performance of its work in detaching the lead cable from the bushing.
Court Description: Kelly, Author, with Colloton and Benton, Circuit Judges] Civil case - Insurance. The district court did not err in determining the general commercial policy in question did not provide coverage for damage plaintiff caused to an electrical transformer while working on it; the damage was excluded under the "particular part" exclusion which excluded coverage for property damage to a particular part of any property on which plaintiff performed work if the work was performed incorrectly on that particular part; here, the damage to an interior coil was caused by plaintiff's failure to properly detach a cable from a bushing before attempting to lift the bushing and the resulting damage to the transformer was not covered.
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