Alabama Article 4 — BANK DEPOSITS AND COLLECTIONS.
- Section 7-4-101 — Short title.
- Section 7-4-102 — Applicability.
- Section 7-4-103 — Variation by agreement; measure of damages; action constituting ordinary care.
- Section 7-4-104 — Definitions and index of definitions.
- Section 7-4-105 — "Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank."
- Section 7-4-106 — Payable through or payable at bank; collecting bank.
- Section 7-4-107 — Separate office of bank.
- Section 7-4-108 — Time of receipt of items.
- Section 7-4-109 — Delays.
- Section 7-4-110 — Electronic presentment.
- Section 7-4-111 — Statute of limitations; accrual of action.
- Section 7-4-201 — Status of collecting bank as agent and provisional status of credits, applicability of article; item indorsed "pay any bank."
- Section 7-4-202 — Responsibility for collection or return; when action timely.
- Section 7-4-203 — Effect of instructions.
- Section 7-4-204 — Methods of sending and presenting; sending directly to payor bank.
- Section 7-4-205 — Depositary bank holder of unindorsed item.
- Section 7-4-206 — Transfer between banks.
- Section 7-4-207 — Transfer warranties.
- Section 7-4-208 — Presentment warranties.
- Section 7-4-209 — Encoding and retention warranties.
- Section 7-4-210 — Security interest of collecting bank in items, accompanying documents and proceeds.
- Section 7-4-211 — When bank gives value for purposes of holder in due course.
- Section 7-4-212 — Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser.
- Section 7-4-213 — Medium and time of settlement by bank.
- Section 7-4-214 — Right of charge-back or refund; liability of collecting bank; return of item.
- Section 7-4-215 — Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.
- Section 7-4-216 — Insolvency and preference.
- Section 7-4-301 — Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.
- Section 7-4-302 — Payor bank's responsibility for late return of item.
- Section 7-4-303 — When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified.
- Section 7-4-401 — When bank may charge customer's account.
- Section 7-4-402 — Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account.
- Section 7-4-403 — Customer's right to stop payment; burden of proof of loss.
- Section 7-4-404 — Bank not obligated to pay check more than six months old.
- Section 7-4-405 — Death or incompetence of customer.
- Section 7-4-406 — Customer's duty to discover and report unauthorized signature or alteration.
- Section 7-4-407 — Payor bank's right to subrogation on improper payment.
- Section 7-4-501 — Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.
- Section 7-4-502 — Presentment of "on arrival" drafts.
- Section 7-4-503 — Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.
- Section 7-4-504 — Privilege of presenting bank to deal with goods; security interest for expenses.