Alabama Chapter 13 — RATES AND RATING ORGANIZATIONS.
Article 1 General Provisions.
- Section 27-13-1 — Purpose of chapter; construction thereof.
- Section 27-13-2 — Administration of laws relating to rates and rating systems.
- Section 27-13-3 — Filing of data or information by insurers.
- Section 27-13-4 — Rules and regulations.
- Section 27-13-5 — Disposition of licenses collected from rating organizations.
- Section 27-13-6 — Short title.
Article 2 Fire, etc., and Inland Marine Insurance.
- Section 27-13-20 — Definitions.
- Section 27-13-21 — Applicability of article - Generally.
- Section 27-13-22 — Applicability of article - Inland marine insurance.
- Section 27-13-23 — Applicability of article - Exemptions.
- Section 27-13-24 — Rating organizations - License; application therefor; renewal thereof; fee for same.
- Section 27-13-25 — Rating organizations - Provisions for insurers to become members or subscribers.
- Section 27-13-26 — Rating organizations - Withdrawal, expulsion and readmission of members or subscribers.
- Section 27-13-27 — Rate-making and making rating systems.
- Section 27-13-28 — Annual statistical reports of insurers.
- Section 27-13-29 — Filing of rating systems with department by insurers - Requirement.
- Section 27-13-30 — Filing of rating systems with department by insurers - Examination and approval or disapproval by commissioner.
- Section 27-13-31 — Survey of risks rated upon schedule.
- Section 27-13-32 — Hearings on applications to reduce rates.
- Section 27-13-33 — Applications for uniform percentage increase or decrease of rates by insurers.
- Section 27-13-34 — Approval of rates and forms for insuring special types or classes of risks.
- Section 27-13-35 — Factors to be considered by commissioner in determining reasonableness, etc., of rates.
- Section 27-13-36 — Examination of business, etc., of rating organizations and insurers making own rates.
- Section 27-13-37 — Alteration, supplementation and amendment of rating systems.
- Section 27-13-38 — Prohibition against premiums not in accord with approved rating systems.
- Section 27-13-39 — False or misleading information concerning rates.
- Section 27-13-40 — Suspension of license or certificate of authority.
- Section 27-13-41 — Order revoking or suspending licenses.
- Section 27-13-42 — Notices, hearings and orders by commissioner.
- Section 27-13-43 — Review of final orders of commissioner.
- Section 27-13-44 — Delegation of authority by commissioner.
- Section 27-13-45 — Penalty for violation of article.
Article 3 Casualty and Surety Insurance.
- Section 27-13-60 — Definitions.
- Section 27-13-61 — Applicability of article.
- Section 27-13-62 — Rating organizations - License; application therefor; renewal thereof; fee for same.
- Section 27-13-63 — Rating organizations - Provisions for insurers to become members or subscribers.
- Section 27-13-64 — Rating organizations - Admission, withdrawal, expulsion or readmission of members or subscribers.
- Section 27-13-65 — Rate-making and making rating plans.
- Section 27-13-66 — Annual statistical reports of insurers; exchange of information; rules and regulations.
- Section 27-13-67 — Filing of rating plans with department by insurers - Requirement.
- Section 27-13-68 — Filing of rating plans with department by insurers - Examination and approval or disapproval by commissioner.
- Section 27-13-69 — Appeals from decisions of rating organizations.
- Section 27-13-70 — Furnishing information as to rates.
- Section 27-13-71 — Hearings on applications to reduce rates.
- Section 27-13-72 — Application for uniform percentage increase or decrease in rates by insurers.
- Section 27-13-73 — Factors to be considered in determining reasonableness, etc., of rates.
- Section 27-13-74 — Examination of business, etc., of rating organizations and insurers making own rates.
- Section 27-13-75 — Alteration, supplementation and amendment of rating plans.
- Section 27-13-76 — Prohibition against premiums not in accord with approved rating systems.
- Section 27-13-77 — False or misleading information concerning rates.
- Section 27-13-78 — Suspension of license or certificate of authority.
- Section 27-13-79 — Order revoking or suspending license.
- Section 27-13-80 — Notices, hearings and orders by commissioner.
- Section 27-13-81 — Review of final orders of commissioner.
- Section 27-13-82 — Delegation of authority by commissioner.
- Section 27-13-83 — Penalty for violation of article.
Article 4 Insurance Advisory Organizations.
- Section 27-13-100 — "Advisory organization" defined.
- Section 27-13-101 — Compliance with article and rules, etc., of commissioner.
- Section 27-13-102 — Filing with commissioner; orders by commissioner against unfair practices, etc., or violations.
- Section 27-13-103 — Advisory organizations deemed subject to examination.
- Section 27-13-104 — Enforcement and administration of article.
- Section 27-13-105 — Construction of article.